Used Car Dealer | Aberdeen | Town and County Ltd

Finance Buying a car is easier with our tailored finance options, designed to suit different budgets and lifestyles.

Personal Contract Purchase (PCP)

PCP loans are one of the most common forms of new car finance, but they can also be one of the most complex. With PCP, you won’t buy the car outright. Instead, you'll put down a non-refundable deposit towards the vehicle’s price, and borrow the rest. You’ll then make monthly payments to cover interest and the cost of depreciation.

How does PCP work?

What are the benefits of PCP?

What should you consider when opting for PCP?

Can I settle my PCP agreement early?

View Vehicles on PCP

Videos on PCP

Hire Purchase (HP)

With a car hire purchase agreement, you’ll usually put down a deposit to take the car away. You’ll then make monthly payments towards the cost of the car, but you won’t actually own it (or be able to privately sell it) until the final payment has been paid – along with an extra ‘option to purchase’ fee, usually around £100-£200.

How does HP work?

What are the benefits of HP?

What should you consider when opting for HP?

Can I settle my HP agreement early?

View Vehicles on HP

Videos on HP

Why Buy Online? Find out more about the benefits of buying your next car online.

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Company Info

Company Information

Five Mile Filling Station, Kingswells, Aberdeen, United Kingdom, AB158PD

Reg Office: 91 Carnie Avenue Elrick Westhill Aberdeen AB326HS

Reg. Company Number: SC497982

VAT Reg. No. 206490325

Regulated Complaints Post: Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD Telephone: 01452671560 E-mail: complaints@automotivecompliance.co.uk

If we cannot resolve your complaint within 8 weeks, you may refer your dispute to the Financial Ombudsman Service. This service is free to use. Their consumer helpline is available on 0800 023 4567 or 0300 123 9123 or you can visit their website at www.financial-ombudsman.org.uk

Town and County Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Town and County Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

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